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Chase Current Account Review

This article was last updated:

Everything you need to know before you open a current account with Chase!

The experts say:

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Chase's current accounts have earned an impressive 85% customer score from Which?, making it one of the top 4 providers out of 21. While it didn't receive a recommendation from Which?, its 60% product score is still quite respectable. Fairer Finance has given the current account a 4-star rating and a customer experience rating of 58%. All things considered, Chase's current accounts are certainly worth considering if you're in the market for an account that offers great customer service and competitive rates.

What Chase customers are saying right now:

The Good

  • 👍The app is very easy to use
  • 💰1% cash back on spending
  • 🤑Competitive savings rates
  • 🔔Notifications for transactions and upcoming payments
  • 📲Innovative offers and incentives

The Bad

  • 😡 Slow app compared to other online banks
  • 😠 Savings rates are slow to be increased and not competitive when they do go up
  • 😞 1% cashback on spending is a gimmick with many exclusions
Read more customer reviews of Chase

Chase customer reviews summary

Chase current accounts have been given mixed reviews, with some people praising the app's ease of use and 1% cashback incentives, while others criticise the slow response to base rate rises and approval process. Despite this, many customers still report positive experiences, with competitive savings rates and notifications for upcoming payments. However, some customers have found that the card number is not visible on the card, which can be problematic when returning items. Overall, Chase current accounts get a 7/10 for their innovation and competitive rates, but could improve on their app experience and approval process.

Is Chase one of this year's Top 10 current account providers?