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Lloyds Bank Current Account Review

This article was last updated:

Everything you need to know before you open a current account with Lloyds Bank!

The experts say:

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Lloyds Bank is a great choice for those looking for a reliable current account provider. Despite not being recommended by Which?, they still score an impressive 74% on the Which? Customer Score, and 69% on the Which? Product Score. This puts them in 13th place out of 21 current account providers, and they have also been awarded five stars by Fairer Finance Star Rating, with an impressive customer experience rating of 61%. All in all, if you're looking for a solid current account provider that offers reliability and good value for money, Lloyds Bank should be at the top of your list.

What Lloyds Bank customers are saying right now:

The Good

  • ✅ Easy online application process
  • 😃 Arrival of card and pin within 2 days
  • 😊 Good app design
  • 😃 Funds protected by blocking system
  • 😊 Been with Lloyds Bank since 1961 in some cases

The Bad

  • 😠Long delays and archaic systems for disabled customers to access banking services.
  • 😡Wash their hands of claims after an accident and poor customer service from Incident Management Solutions (IMS).
  • 😤Poor customer service, impolite staff, and rushed conversations.
Read more customer reviews of Lloyds Bank

Lloyds Bank customer reviews summary

Lloyds Bank current accounts have faced a wide range of criticisms, from their lack of accessibility for disabled customers, to delays and issues with their online banking system. Despite the bank's long history, customers have reported feeling like they are nothing more than cash cows to the company. It is clear that there is a disconnect between Lloyds Bank and its customers, which could potentially lead to further issues in the future. Overall, Lloyds Bank current accounts receive a score of 3/10.

Is Lloyds Bank one of this year's Top 10 current account providers?