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Natwest Current Account Review

This article was last updated:

Everything you need to know before you open a current account with Natwest!

The experts say:

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When it comes to current accounts, Natwest is a so-so choice. When independent experts Which? reviewed current accounts, they placed Natwest 15th out of 21 providers, with a Customer Score of 72% and a somewhat less impressive Product Score of 55%. Perhaps unsurprisingly, Natwest doesn't score highly enough to be named as a Which? recommended provider. That said, it earned a top-notch 5 Stars from Fairer Finance, as well as a Customer Experience Rating of 61%. And if you're looking for a reward for switching current accounts, Natwest currently offers £200 to new customers who deposit £1,250 and log in to the mobile app. But do Natwest customers think it's any good? Read on to find out... 

What Natwest customers are saying right now:

The Good

  • 😊 NatWest staff are helpful and efficient in resolving complaints.
  • 😃 Customer service team is thorough and understanding.
  • 🙂 NatWest offers a good service in local branches, with staff who know customers personally.
  • 🤗 NatWest takes suspicious activity seriously.
  • 😄 NatWest processes are convenient and easy to understand.

The Bad

  • ⚠️ Terrible customer service, with automated bots and chat freezes.
  • 😡 Abusive staff, including swearing and attacking customers.
  • 🤯 Ridiculous requests and delays in paying out money.
Read more customer reviews of Natwest

Natwest customer reviews summary

NatWest current accounts have received a dismal score of 1 out of 10 from customers who have experienced the bank's automated bots, webchat, customer service team and managerial staff. Customers have reported being frustrated by NatWest's reliance on bots, delayed responses to complaints, and lack of understanding when dealing with them. Many feel that the bank is unhelpful and unable to assist them in resolving their issues. This has been a deeply unsatisfactory experience for customers and NatWest needs to drastically improve its services if it wants to keep its customers satisfied.

Is Natwest one of this year's Top 10 current account providers?