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Everything you need to know before you open a current account with Virgin Money!
Virgin Money's current accounts have been reviewed by both Which? and Fairer Finance and the results are certainly worth considering. The M Plus account scored an impressive 75% with Which? Customer Score, 74% with the Which? Product Score and was ranked 12th out of 21 current account providers by Which?. Unfortunately, this wasn't enough to secure a recommendation from Which? but it did manage to score 4 stars on Fairer Finance's Star Rating as well as a Fairer Finance Customer Experience Rating of 63%. All in all, this is a decent option if you're looking for a current account.
Virgin Money current accounts are a hit and miss. Customers have experienced long wait times for their debit cards and pins, had problems with their secure mail system leading to lost and delayed mail, and encountered difficulties when trying to transfer their ISAs. Many have also found staff to be unhelpful and arrogant, while others have complained of being asked to travel long distances in order to close their accounts. The overall process is described as a "shambles" and an "alleged bank as organised as a chimp's tea party". Despite the occasional success story, it seems clear that Virgin Money current accounts are far from efficient and reliable. Score: 3/10
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